– One of my favourite wealthy
life books of all time is The Hitchhiker’s Guide to the Galaxy. Super cool. If you haven’t read it
yet, go and do that, you’re gonna love it. But there’s some really
juicy wealth lessons in there and so I wanted to share
some of my favourite ones from this deeply wise life book with you. So, let me read a little section from it. It says, this planet has,
or rather, had a problem, which was this: most of the people
living on it were unhappy for pretty much all of the time. Many solutions were
suggested for this problem, but most of these were largely concerned with the movement of small
green pieces of paper, which was rather odd because on the whole it wasn’t the small green pieces
of paper that were unhappy. And many people were
increasingly of the opinion that they’d all made a big mistake in coming down from the
trees in the first place. And some said that even the
trees had made a bad move and that no one should
ever have left the oceans. There’s a point in that. And in many of the more
relaxed civilizations of the outer eastern rim of the galaxy, The Hitchhiker’s Guide
has already supplanted the great Encyclopaedia Galactica as a standard repository of
all knowledge and wisdom, for though it has many omissions and contains much that is apocryphal, or at least wildly inaccurate, it scores over the older,
more pedestrian work in two important aspects. First, it’s slightly cheaper. Really important. And secondly, it has
the words ‘Don’t panic’ inscribed in large friendly
letters on its cover. So, what is so cool
about the wealth wisdom from The Hitchhiker’s Guide to the Galaxy? So, firstly, the key vital life lesson is don’t be fooled under the illusion that money is going to make you happy. Certainly not passing those little green pieces of paper around. Now, this isn’t some sort
of spiritual, esoteric like, ooh, life’s got more meaning,
money won’t make you happy, money’s the root of all evil. Not that at all. The point is it’s not the job
of money to make you happy. It’s not its role. That’s your life experience, to work out how can you
can connect with life, everything that’s going on, and be fully present with it. The truth is you’re not going to be
happy all the time in life. That’s not the goal. That’s also just some insidious illusion if you believe that
that’s a goal to get to. The point of life is for
you to be present with it and to be able to be fully
with whatever it brings to you. For you to be safe
enough to feel, to stay, and not need to disconnect and numb out with shopping
or TV or alcohol or food or whatever it is. And money can have a great
role in helping you feel safe and have power in terms of
the structures around it. So, it’s not the role of
money to make you happy, that is your job to find your deep joy and be safe with life, but money can enable
you to be more present with all aspects of life. So, what is the second key lesson? Stop trying to control the world. A lot of people want to go
and have absolute certainty and believe that if they just know how much money they’ve got, how their investments are doing, what they’re going to have, what’s the exact freedom number, where they’re going, that then they’ll be able to feel safe and then they’ll be able
to do what they want. You know, I got caught
into this when then trap. When I had enough, then I’d go and do the
things I wanted to do. And believing there was some place in life where finally I wouldn’t feel afraid, I wouldn’t feel uncertain, I’d have control over it all. But that, again, is an insidious lie. The truth is the world’s a chaotic place. None of us have any control
of what’s going to happen. We don’t even have control of maybe what’s going to happen today. You know, Dan and I we
might have some plans, but who knows what might be coming along. So, the role of your money management is in order to manage uncertainty, not to try and get rid of uncertainty. It’s how to manage risk, knowing that there are going
to be ups and downs in markets, there are going to be
unexpected expenses coming in. It’s about resilience and knowing that the
only certainty you have is your ability to just be with life and respond to it in a powerful way. And so things like having cash
safety nets, emergency funds, are to give you shock absorbers for life’s to-be-expected
unexpected events. You manage your money in a
way that you’re not dependent on the ups and down in the
market in the short term. That’s why your investments
are for three years and beyond. So it’s really understanding that how you put together your wealth plan is designed to manage the chaos, not to control it. Key lesson number two. The third lesson said, The Hitchhiker’s Guide to the
Galaxy is slightly cheaper than the Encyclopaedia Galactica. It’s really important to know
where your money is going and appreciate its value and be discerning. This is not about being a
cheapskate or depriving yourself, but really challenge yourself. Are you just assuming that
if something’s more expensive it must be better? Because in many cases it’s not. Are you ensuring that you
actually get money and value from all the money that
flows out of your life? ‘Cause that’s where a
wealth life is created, being discerning. Getting rid of the waste that
you don’t get any value from. Really, really important. And celebrate being great
at money management. Such an important wealth skill. And then the fourth key lesson from The Hitchhiker’s Guide to the Galaxy is don’t panic. Put together a framework, understand what’s
happening with you money, get investing, put it on autopilot, because then you can relax knowing that you are in power
around this money stuff. But panicking doesn’t help anyone. Worrying doesn’t help anyone. And that’s why it’s so important we just get a structured plan in place, so we can let go of that
anxiety, that worry, that uncertainty of what’s
gonna happen tomorrow. Because it certainly didn’t
help anyone in the Galaxy and it doesn’t help anyone on
this little gorgeous planet that we get to spin around on. So, don’t panic. Don’t watch the news, don’t get caught into hype of
the markets going up and down. Stick with your plan, make
sure you’re managing you, focus on what brings you joy, and get out there and live
your great juicy life. So, wherever you’re watching this, I’d love to know in the comments below of which of those four lessons are one that you can bring
into your life right now and why, how would that make a difference for you by taking one of those
key lessons on board. And remember, your wealthy life is created
by just step by step. Understanding what your
next step is and doing it, just creating your
relationship with money, learning more about how to invest, what to do with it, and mostly getting on and
living your rich, juicy life, because it’s a short life and
you’ve only got one of it. So don’t panic and get
out there and live it. Until next time. I’m Ann Wilson. And just get out and live
that rich, juicy life. (logo whooshing)